Banking Awareness Study Material 2017 Set – 252

Banking Awareness Practice Set

1. Cash kept in the currency chest is owned by
Answer : Reserve Bank of India

2. When more than one bank is allowing credit facilities to one party in coordination with each other under a formal arrangement, the arrangement is generally known as___________
Answer : Consortium

3. What is the minimum amount of deposit into/withdrawal from currency chest?
Answer : Rs.1,00,000

4. What is the maximum period for which a term deposit can be normally opened?
Answer : 10 years

5. DICGC guarantees amount up to _____________ per depositor per bank.
Answer : Rs.1,00,000

6. When a Bank provides a loan for purchase of white goods, it is categorised as _____________
Answer : Consumer Durable Loan

7. Fixed Deposits and Recurring Deposits are-
Answer : repayable on demand or after an agreed period as per customers’ choice

8. What is the full form of ‘FSDC’ which is used in financial sectors?
Answer : Financial Stability and Development Council

9. FSDC was set up by the Government as the apex level forum in
Answer : December 2010

10. CRAR stands for _________
Answer : Capital to Risk-Weighted Assets Ratio

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